Who We Are

Better Care for Business

Celestial Healthcare is a community based solution to combat rising healthcare costs and is powered by top tier local providers in the Skyway network and a national wrap network to allow plan participants to seek care at a provider of their own choice.

The Celestial Healthcare Approach

  1. Access to the financial advantages of a level-funded or self-funded health plan, Key Benefit Administrators (KBA) is one of the country’s largest independently owned third-party administrators, supporting a wide variety of group benefit plans.
  2. Our providers embrace clinical integration to ensure quality care at a reduced cost. Celestial Healthcare includes comprehensive Tier 1 access to top-quality providers in the Skyway network as well as a wrap network to allow participants to seek a provider of their choice.
  3. PROVEN-based health management programs that improve employee health using the largest and oldest population health database in the country and evidence-based approaches to provide an integrated platform for population health management – brought to you by Celestial Healthcare and American Health Data Institute (AHDI).
  4. Gain Sharing formulas that align financial incentives between Celestial Healthcare and local employers to – “REDUCE COSTS AND IMPROVE QUALITY”.

Variable Costs

$800,000 actual claims

Fixed Costs

  • Administration
  • Stop-loss (spec & agg)
  • Commissions
  • Premium taxes

50% of the positive variance stays with the employer

Fully Insured

Fixed Costs

Cigna, Aetna, Humana, Blue Cross & Blue Shield
$1, 000,000 expected claims

  • Administration
  • Stop-loss (spec & agg)
  • Commissions
  • Premium taxes

Employer gets NOTHING for having their costs reduced

Better Care for Business

Celestial Healthcare provides an innovative, refreshing, coordinated healthcare approach that treats people rather than patients to improve the overall health of the employer’s workforce.